OUR BUSINESS

Bank Profile

The Cooperative Rural Bank of Cagayan Inc. now Cooperative Bank of Cagayan is one of the oldest and one of  the  most stable cooperative banks in the Philippines. It was organized on 22 March 1977 through the initiative of 105 Samahang Nayons and one Area Marketing Cooperative, the Kilusang Bayan sa Pangangalakal ng Cagayan at Kalinga-Apayao, Inc. After the issuance of its Certificate of Authority from Central Bank of the Philippines in 1979, now the Bangko Sentral ng Pilipinas (BSP), the Cooperative Bank of Cagayan (CBC) formally opened its doors to the public in 01 September 1979.

The CBC has taken the lead role in rural financial intermediation between and among small farmers, micro-entrepreneurs, professionals and their organizations. It is notable, that the bank is catering to 28 municipalities and 1 city of Cagayan which comprises 820 barangays and has expanded its services to the Provinces of Kalinga and Apayao and widening its horizon to the Province of Isabela. Client reachout as of today stood at 14,000 and still counting. To date, the bank has three (3) operating branches strategically servicing the three (3) Districts of the province namely, Tuguegarao City in the 3rd District where the head and  corporate offices are located at the CBC Bldg. along Diversion Road, San Gabriel Village,   Tuguegarao City. Abulug Branch which is located at Barangay Calog Sur, Abulug, Cagayan catering the needs of the 2nd District of Cagayan and the nearby     municipalities of the Province of Apayao and Lallo Branch  located at the Public Market, Bagumbayan, Lallo, Cagayan which is serving the 1st District of the province.

As the Cooperative Bank of Cagayan sets forth to a new horizon of the Competitive Banking Industry, we envision to be “The Leading Financial Institution for Countryside Development in Northern Luzon through innovative Financial Products and Technologically-Superior services anchored on good governance”. In         furtherance thereof, we firmly commit ourselves to the mission of Institutionalization and Sustainability of  Production, Processing and Packaging and Marketing linkages, among the stockholders, stakeholders and   partners. Thus, motivated in providing the highest standard of service to our customers/clients and the community, sustainable profit for the Bank, healthy working environment, career advancement for our employees and  reasonable return and welfare to our shareholders.

 The CBC is incessantly making its way towards becoming the best in the cooperative banking   industry as it brings forth technologically-enriched financial services brought about by our amalgamated vision and  mission. A fruition we humbly and sincerely dedicate; to our ever-loyal depositors, to our very conscientious borrowers, to our trusting investors and to stockholders who steadfastly upheld their priceless trust and confidence to the Cooperative Bank of Cagayan.

Vision

The leading and most trusted Cooperative Bank in Northern Luzon devoted to uplift the quality of life in the countryside.

Mission

We are committed to provide responsive financial access and opportunities to member-affiliates and stakeholders through innovative and technologically superior products and services anchored on:

✓ holistic development;

✓ quality customer service;

✓ good governance; and

✓ corporate social responsibility.

Values

The Cooperative Bank of Cagayan shall operate and serve with PRIDE along with the Universal Cooperative Values at all times. PRIDE stands for set of values that shall guide every officers and employees conduct, and it shall permeate throughout the system of our Bank.

PARTNERSHIP

We share responsibility with our member-affiliates and other stakeholders in promoting solidarity as we deliver high quality products and services that are responsive to their needs.

RESPECT

We uphold in our undertakings Reverence, Esteem, Serenity, Politeness,    Equality, Courtesy and Truthfulness.

INTEGRITY

We are fair and just in all our undertakings as we take responsibility for our   actions and give credit to whom it is due as we stand firm on our convictions and principles.

DEDICATION

We are committed to serve with conscientiousness, resoluteness, optimism, perseverance and stamina.

EXCELLENCE

We effectively and efficiently deliver customer- centric products and services.

BUSINESS SYMBOL

Board of Directors

Engr. NESTOR T. BAUTISTA
Chairperson

QUIRINO V. MUÑOZ
Vice – Chairperson

Engr. RUSTICO R. TURINGAN
Board Member

NATHANIEL B. GARCIA
Board Member

PERLITA D. MANIBUG
Board Member

LORETO M. PACAY Jr.
Board Member

Office of the President

Atty. ROBIN JAMES A. GUNNACAO
President / CEO

MARILYN L. SAGALA, CPA
Chief Operating Officer

Department Heads

STEVEN B. BAÑEZ
FMBO Officer

JITKO B. TAYAWA
Loans Officer

KARINA P. BUNAGAN
HR & Facilities Admin Head

CARINA J. CATABAY, CPA
Internal Audit Head

ROXANNE JOY U. BARIZO, CPA
Chief Accountant

KRISTINE P. PASICOLAN
Chief Compliance Officer

MAYNARD B. CORPUZ
Information Technology Officer

JOEL V. BUGARING
Risk Management Officer

RIZZA T. SULLA
Research & Development Head

Branch Managers

MELODY FAITH C. MACABABBAD
Branch Manager –  Main

JOAN T. SORIANO
Branch Manager –  Lallo

ROBIN T. CAJIO
Branch Manager –  Abulug

Assistant Branch Managers

BOBBY U. MARTINEZ
Cabagan Branch Lite

EARL-DONN S. AGANON
San Manuel Branch Lite

REYNALDO N. TAPAT Jr.
Burgos Branch Lite

Unit Supervisors

JOEL U. TABANGAY
Lending Support Unit Supervisor

MELANIE B. ROSETE
Appraisal Supervisor

ROLDAN B. APACIBLE
Evaluation Supervisor

JANICE T. ULEP
Account Management Supervisor

KAEPEE T. CORPUZ
Credit Management Supervisor

Branch Officers

Main Branch

Lallo Branch

Abulug Branch

Cabagan Branch Lite

San Manuel Branch Lite

Burgos Branch Lite

Fund Management & Branch Operation Department

IT and Marketing Department

Asset Management and Legal Department

HR Department

Risk, Compliance and Audit Department

Accounting Department